Sponsored By:
Executive Report
Investment in
Productivity
Successful
companies invest in employee training and development. The truth of this
statement should be so obvious that nothing more need be said on the matter.
However, let’s say some more.
Notice that
the word “invest” is used to describe training expenses. Too often managers view training as a cost; often as
a cost that can be deferred, sometimes indefinitely. For a multitude of
reasons, these managers are unable or unwilling to consider training for
what it is: an investment in a producing asset that, if properly developed,
will produce greater returns for the company.
There is no question that employment expenses are
the largest category for virtually every small- to mid-sized business.
Employee training may be an expense, but it doesn’t qualify as a cost
until the investment stops paying off for the company. Sometimes the
investment is lost because it was the wrong training, because the company
changed its direction and abandoned the need for the skills that had been
developed, or because the trained personnel were not well led or managed and
allowed to utilize their skills for the company.
There is another reason why an
investment in training can be lost: the employee leaves the company before
the investment ever has a chance to pay off. That can be a reflection on
either the employee or on the company.
The
concern for owners and executives about the lost investment of training
people who leave the company is misplaced. The real question owners need to
ask themselves is, “What is the cost of the untrained employees who
stay with the company?”
In this
month’s poll we ask how much do you plan to spend/invest in employee
training in 2006? We would love to hear your opinions on the issue of
training!
Don Manger
NewsbreakDEM@RIA.org.
RIA NEWS
Breaking News
RIA Briefs
Toolbox Tips
Marketing Savvy
Product Spotlight
On Press Now
INDUSTRY
NEWS
"Insurance Industry on Solid
Financial Footing, But Overall Results Mask Problems in Certain Lines,
Locations"
"Mold Invades Circuit
Court"
"Machines Offer Breath of Fresh
Air"
"The Big Squeeze"
"Toxic Dust Cleaned From Cass Lake Homes"
"How to Market Your Business Online"
"Asthma Safe Havens"
"Homeowners Face Rising Insurance Rates"
"Modern HVAC System Improves Air Quality"
"Ultrasonics: Restoration's Solid Idea"
"Touching No-Touch Cleaning Equipment"
"Five-Year Cleaning Cycle Proposed for Town Schools"
"Solving the Mold Challenge Before It Grows"
"The Bugs in the Carpet are RFID"
"Dye Systems and Cleaning Results"
"Keep It Clean--All the Time"
"Separating Mold From Myth"
"Insurers Brace
for Tornado Claims"
RIA NEWS
Breaking News
Colorado HB 06-1006 Update
RIA President Brian
Spiegel traveled to Denver, Colorado, this week to testify in favor of
Colorado HB 06-1006 before the Colorado Senate. The bill sailed through on a
6-1 margin and is scheduled for a second and third reading with a final vote
in the coming weeks.
“HB 1006 is about consumer
freedom of choice,” said RIA President Brian Spiegel,
CR. “It is not in the consumer’s best interest and it may
be perceived as a conflict of interest to have insurance companies dictate
which vendors should be used for a specific repair. An insurance policy is a
contract between an insured and his insurance company to provide services
that reflect industry practices, not to promote the use of a preferred
vendor.”
The full text of Spiegel's remarks
can be found on the RIA website at www.RIA.org.
RIA has also created “The
1006 Fund” in response to member demand to support the Colorado bill
and other legislative initiatives essential to the cleaning and restoration
industry throughout RIA’s service areas. For more information,
contact RIA Executive Director Don Manger at donaldm@RIA.org.
Weather Experts Forecast a Busy Storm Season
Once
again, the hurricane season is expected to be more active than normal, with
the probability of a major U.S. hurricane making landfall being about 55
percent above average. The Atlantic basin Net Tropical Cyclone (NTC)
activity is anticipated to be 195 percent of the average.
Professor William M. Gray, a Colorado State University
meteorologist, reports that there is an 81 percent probability that a
category three, four or five hurricane will make landfall along the U.S.
coastline. Gray and his team expect that the warm tropical and north
Atlantic sea surface temperatures that have been common since 1995, combined
with neutral or weak La Nina conditions, will increase the Atlantic basin
hurricane activity.
Other forecasters are seeing similar
patterns.
“The Northeast is staring down the
barrel of a gun,” said Joe Bastardi, chief forecaster of the
AccuWeather.com Hurricane Center. “The Northeast is long overdue for a
powerful hurricane, and with the weather patterns and hydrology we’re
seeing in the oceans, the likelihood of a major hurricane making landfall in
the Northeast is not a question of if, but when.”
Current weather cycles are similar to those in the 1930s, ‘40s
and ‘50s, a period when weather patterns resulted in the 1938
hurricane that battered Providence, R.I., and killed 600 people. AccuWeather
says that damage from a major Northeast hurricane could rival or surpass
that of Hurricane Katrina.
AIG Introduces
Liability Policies to Cover Negligence
National Union Fire
Insurance Company, a unit of American International Group Inc., presents a
policy that covers a company’s liability if accused of negligently
handling confidential information. With a minimum retention of $25,000, the
Security & Privacy Insurance policy can provide limits of up to $15 million.
Issues such as computer security failures and wrongful release of
information by the insured, the insured’s employee or a third party
may be covered. Defense costs and coverage for specific regulatory actions
are covered by the policy.
A Call
for Increased Security in the Chemical Industry
Chemical
manufacturers have been warned to increase security in preparation for
possible terrorist attacks. U.S. Homeland Security Secretary Michael
Chertoff spoke to Congress in March, urging them to adopt regulations that
many in the industry have endorsed. With 15,000 chemical plants and
facilities using or storing large quantities of dangerous chemicals in the
U.S., security should be upgraded to include fencing, closed circuit
television and identification cards to gain access.
Chertoff is urging legislators to act since many smaller plants have
not voluntarily chosen to incorporate the security standards adopted by the
chemical industry after 9/11.
Use Caution When Settling Out of Court
A
remediator in Wisconsin chose to settle a suit out of court and negated his
coverage with his insurance company.
The plaintiffs
– Mr. & Mrs. Carlson – suffered fire damage in their home and
authorized Chem-Master to repair or replace the damaged surfaces. When the
smoke odor was not eliminated by odor-reducing paint, the contractor applied
a finish commonly used to varnish gym floors. After the Carlsons returned to
their home, they experienced a variety of health problems, including
dizziness and headaches. Two environmental tests indicated the presence of
the WP-1 vapors, while a third identified the vapors, but indicated they
could have emanated from another source. State Farm, the Carlsons’
insurer, recommended removing the finish and Chem-Master’s company
agreed.
Subsequently, the Carlsons sued State Farm
alleging the company had failed to fulfill the terms of the insurance policy
and sought payment or indemnification. State Farm in turn sued Chem-Master.
The court found that West Bend, Chem-Master’s insurer, was not
responsible for defending Chem-Master in the suit. Ultimately, Chem-Master
reached a settlement with the Carlsons and State Farm, and asserted that
West Bend was liable for the settlement. However, Chem-Master chose to
ignore a key portion of their policy which stated that no insured would
voluntarily make a payment to a party or incur any expenses without first
obtaining the insurance company’s consent. By circumventing the
insurance company in the settlement, Chem-Master negated the insurance
company’s obligation to pay.
Aid Delivered
to Devastated Australian Area
A category-5 Cyclone named
Larry, which hit the far northeastern coast of Austalia in the state of
Queensland on March 18, is believed to be one of the worst on record. With
winds topping 290 kilometers per hour (180 mph), early damage reports topped
$90 million as more than 55% of the homes in the area were damaged. Soldiers
carried aid to the stricken town of Innisfail, Australia, a town of 8,500,
where approximately 7,000 people were left homeless. More than 100 troops
arrived, bringing water, in-flight meals, and gasoline. They also assisted
with cleanup of the area and were part of the search and rescue crews.
“One of the most immediate needs is to get shelter
over roofless homes, and there are many,” said Charlie McKillop, a
spokesperson for Attorney General Philip Ruddock.
Many homes still have their walls, but the roofs have been blown off.
In addition to severe flooding, there are water and sewage blockages, and a
lack of electricity. A nearby rain forest was decimated, and sugar and
banana crops were wiped out. Remembering images of Katrina in the U.S., many
people responded to official warnings by evacuating the area or going to
shelters.
Lloyd’s of
London Posts a $181M Loss for ’05
Lloyd’s posted
a pretax loss of $181M (103M pounds) for 2005, compared to the $1.5 billion
profit of 2004.
“2005 was the worst year on
record for natural disasters, costing the insurance industry far more than
the impact of the 9/11 attacks on New York,” explained Lloyds Chairman
Lord Levene. “For Lloyd’s to emerge from such a year with just a
small loss represents an excellent performance by the market.”
With 27 named storms and 14 hurricanes, 2005 was the most
destructive season in recorded history, and forecasters are predicting
another busy season for 2006.
This year, growth for
Lloyd’s may come from China, which granted the company a license to
establish an onshore reinsurance operation last November.
Carpet-Cleaning Van Ignites House on
Fire
A carpet-cleaning van in Mason City, Illinois, was the
source of a fire that jumped to an overhanging roof, resulting in a hospital
visit for one carpet cleaner and more than $100,000 damage to the home. A
crew had been cleaning carpets in the basement of the house when the fire
began. It took fire fighters over two hours to control the fire, which
spread from the van to the eaves and attic space of the residence, causing
part of the roof to collapse. While the cause of the fire was not clear, a
possible fuel leak is suspected.
AIHA Clarifies Position on Occupational
Exposure to Ultraviolet Radiation
With growing health
concerns about the risk of occupational exposure to UV radiation, the
American Industrial Hygiene Association (AIHA) has released a new position
statement.
UV radiation is a form of nonionizing
electromagnetic radiation that has been associated with a number of adverse
health effects, including skin cancer, accelerated skin aging, cataracts,
retinal burns, genetic mutations and immune suppression. While many
occupations put workers at greater risk for UV radiation exposure, effects
can be minimized by using engineering, administrative and personnel
protective equipment controls.
To view AIHA’s
position statement on UV radiation, visit www.aiha.org and select “Government
Affairs.”
British
Hospital Closes Three Wards During Norovirus Outbreak
Yeovil
District Hospital in England increased their hygiene procedures after
patients and staff on three wards were affected in early March. Visitors to
the hospital were discouraged from coming and a temporary closure to new
admissions was enforced.
Alison Moon, director of
nursing, said, “Infection control is an absolute priority and we know
that people are keen to help us reduce the risks.”
Affected areas were deep cleaned and regular meetings were held to
monitor progress and update the staff.
Compiled from staff and wire
reports.
RIA Briefs
RIA
Names New Officers to Board of Directors
At RIA’s
61st Annual Convention and Exhibition in Savannah, Ga. last
month, Brian Spiegel, CR, of Speigel Certified Restoration became
RIA’s 2006 president.
Spiegel has 44 years
experience in the cleaning and property damage industry, and has previously
served RIA as Treasurer, Vice President, President of the National
Institute of Disaster Restoration, chairman of the Certified Restorer
program, and was a member of the board of directors. He was also a recipient
of the Helen Bradley Distinguished Service Award and the Martin L. King
Award.
Gary Dooner, CR, of Du All Service Contractors,
Inc., will succeed Spiegel as Vice President. Ben Yanker, CR, WLS, CMH, of
Buffalo Restoration, Inc. will serve the association as Secretary. Ron
Reese, CR, WLS, of Mr. Steam/Ree Construction, will serve as Treasurer.
Michael Griggs, CR, WLS, of Disaster Restoration, Inc., and Rusty Amarante,
CR, of Belfor, will also serve on the Board of Directors.
Environmental Conference Update
Straining
Katrina’s Soup, the Law & Reality of Meth Lab Cleanups, Mold Cleaning
Recommendations and Ramping Up for Large Scale Environmental Projects will
be the main topics at RIA’s first Environmental Conference and
Exhibition in Denver, CO on Nov. 1. The sessions will offer an
in-depth look at some of the concerns arising from the clean-up efforts
along the Gulf Coast region and in Florida, present practical steps for
undertaking large-scale environmental or building projects, investigate some
of the issues surrounding the remediation of clandestine drug labs, and
discuss specific mold cleaning recommendations and clearance protocols. The
daylong conference will end with a joint exhibition with RIA’s
Restoration Conference. Watch RIA’s website, www.RIA.org, for more details and
registration information.
Weathering the Storm 2:
Survival, Prosperity and Market Leadership - Nov. 1-4, 2006
This sequel to last year’s restoration conference takes business
applications to the next level. From complementary add-on services and a
host of fire remediation topics such as ozone, corrosive residues and
contents restoration, to improving strategies for dealing with customers and
an open debate of current drying technologies, attendees will come away with
practical technical information immediately applicable to their
companies.
The two-day core conference opens Wednesday
evening (Nov. 1) with a reception and exhibition featuring the latest
products and technology for the restoration and environmental industries.
There will also be two optional workshops on Nov. 4 for those who want to
learn how to use Xactimate 24 more effectively and a marketing idea exchange
session open exclusively to RIA members. Visit www.RIA.org for more information.
RIA Insurance Program Expands
In order to
broaden the number of members who can benefit from RIA’s new
insurance program, Driscoll & Driscoll Insurance Agency has announced the
formation of a wholesale brokerage, National E & S Insurance Brokers, Inc.
dba Environmental E&S Insurance Services. The new agency will enable RIA
members who have existing relationships with their retailers to still
participate in RIA’s insurance program, which provides a series of
stackable discounts on pollution and general liability insurance through
Zurich Insurance.
Qualifying RIA members receive
an immediate 5% discount up to the cost of their RIA membership fee.
Companies with one or more employees holding the Certified
Restorer® (CR) designation will receive an additional 10%
off, and those with individuals holding the Water Loss
Specialist® (WLS) and/or Certified Mold
Professional® (CMP) designation will also receive additional
discounts which are cumulative up to a total of 25%.
“This program recognizes the value of these advanced designations
for both our members and the clients they serve,” said RIA President
Brian Spiegel, CR. “The advanced level of education they receive
enables them to do the best possible job for their companies and
clients.”
“We are very proud of the
national insurance program we were able to put together for RIA and
Zurich,” said Ross Driscoll, CR, president of Driscoll & Driscoll.
“Occasionally, we find restorers who have a relationship with a local
broker they do not wish to disrupt even though their needs would be best
served in the RIA program. Now, those retail brokers may contact us on
behalf of the RIA member and we will provide all of the discounts the
member would be entitled to, creating a win-win situation for the RIA
member.”
Return
to Headlines
Toolbox Tips
Best
practices for cleaning and restoration professionals
Area Rug Damage Control
Based on a presentation by Ellen Amirkhan, CRS
You receive a fire or water damaged rug on a Friday afternoon –
how do you mitigate the damage? Believe it or not, most damage occurs from
improper handling, negligence and a lack of knowledge concerning what to do
next.
If the rug is wet with no fire residue,
extract as much water as possible to get it as dry as possible on location.
To transport the rug (this is where most damage occurs), roll out Tyvek or
heavy brown paper, then roll the rug up in it. If the rug has started to
bleed, rolling it in Tyvek or brown paper keeps it from bleeding all over
itself and on any other rugs in the truck. Roll the rug against the nap and
tie some string around it, making it tighter and easier to handle later
on.
When you get the rug to your plant –
extract it again, dry it flat and put an air mover beneath of it. The other
option is to dry it outside in the sun. If the rug has red in it, dry it
flat to avoid bleeding. Once it is 50% dry – you can hang it up to
finish drying. Be careful that hanging it doesn’t leave leave a crease
in the backing.
If a rug has fire residue on it
– get the solid matter off, extract the water, wrap it in paper, take
it to the plant and repeat the process. After most of the debris has been
removed, it can be watered down to get the soot off.
Another option is to take the rugs to an RIA member in your area. To
find a carpet and rug specialist, visit the RIA website at www.RIA.org and go to the referrals
section.
Cleaning, Disinfecting and
Sterilization: What do They Really Mean?
Cleaning
professionals frequently confuse or misunderstand the terms
“cleaning,” “disinfecting,” and
“sterilization.” Here are some helpful hints to clarify a few of
these issues:
·
The term “cleaning” usually refers to the removal
of visible soil.
·
Cleaning is the most important step in
disinfection/sterilization.
· Cleaning without
sterilizing is possible.
· The purpose of
decontamination is to remove bacteria and microorganisms.
· The purpose of
cleaning and rinsing is to remove visible debris and reduce the number of
microorganisms.
·
Fresh cleaning solution used to mop a floor becomes
contaminated the first time the used mop head is placed back in the fresh
cleaning solution.
·
Use a built-in vac system to vacuum up the solution and rinse
water in order to remove contaminants from surfaces after using a no-touch
spray-and-vac cleaning system.
· When using buckets
and cloths to clean restrooms or potentially contaminated areas, cleaning
solution and tools should be changed after each restroom/area.
· No-touch or
spray-and-vac cleaning systems have the advantage of being able to penetrate
porous floor areas, remove contaminants (especially in hard to reach areas),
and in studies have shown to be faster than traditional cleaning
methods.
Information courtesy of Kaivac Cleaning
Systems. Visit them online at www.kaivac.com.
Marketing Savvy
Four Points of a Guarantee
The guarantee of
satisfaction that you offer customers should be:
- Unconditional. Don’t put exclusions in the fine print, or
customers will exclude you.
- Understandable. Use language that
makes it clear to both customers and employees.
- Meaningful. Be
sure it covers what’s important to customers.
- Convenient. Don’t force customers to jump through hoops to invoke
it.
Quick Ideas for Your Newsletter
If
you’re looking for material to include in your organization’s
newsletter, keep the three “P’s” in mind:
Progress – sales, volume, new accounts,
completed projects
People – promotions,
appointments, new hires and retirements
Policy
– new work procedures, changes to benefits packages and new personnel
policies
Online
Marketing Budgets Expected to Increase
More than 75 percent
of manufacturing companies are planning to increase their online marketing
budgets this year, according to the results of SVM E-Business
Solutions’ annual survey of industrial marketing executives.
“This study confirms that online marketing should be
an essential component of a manufacturer’s overall marketing
mix,” said Bob DeStefano, president of SVM E-Business Solutions.
“Industrial marketers who hesitate to embrace online marketing will
miss a critical opportunity to increase sales, grow market share and
strengthen relationships with customers.”
Other significant points from the report indicated:
· Industrial
marketing budgets are shifting online, often at the expense of traditional
marketing.
·
Websites are becoming the focus of industrial marketing.
· Search engine
marketing is helping manufacturers drive sales efforts.
· Online marketing
is gaining more recognition than traditional marketing because of the
measurable impact it makes.
Return
to Headlines
Product Spotlight
RIA offers a host of products to help you make the right
impression on your customers and let them see you for the professional you
are. The Association also publishes a number of reference guides and
resource materials to keep restoration professionals up-to-date on current
information.
E-Z Answer Guide
This compact flipchart provides spot and stain removal
guidelines for 38 common spills, including various foods, drinks and
household products. Your employees can easily provide customers with
step-by-step stain removal solutions and techniques for spills on carpet,
upholstery and drapery fabrics.
Members: $35 each Non-members: $55 each Call (443) 878-1000 for pricing on larger
quantities
RIA Logo Decals Proudly display
your membership in RIA International with these logo decals. Approximately
12" x 8" in size, the adhesive backs allow for easy display on
trucks, windows and other equipment.
Available to RIA
members only $8 per decal
Return to Headlines
On Press Now
Here’s a preview of what’s coming up in the May issue
of Cleaning & Restoration:
RIA Convention Recap
By Patricia L.
Harman
A look at the highlights from
RIA’s 61st Annual Convention and Exhibition held last month in
Savannah, Georgia.
High Temperature
Restoration: Effects on Microorganisms – Part 1
By
Ralph E. Moon, Ph.D., CHMM, CIAQP
Since the
discovery of fire, man has been harnessing the benefits of heat for a
variety of uses. Take an in-depth look at the way heat works, how higher
temperatures affect microorganisms and toxins, and most importantly, whether
or not it is necessary to use high temperatures in the restoration
industry.
Environmental Laws &
Regulations – Part 1
By David M. Governo,
J.D.
Cleaning and restoration work
varies based on the type of damage sustained and the size and scope of the
job. With ever-changing statutes and laws, it’s important to stay on
top of current regulations and be aware of how their application may
influence the way you do business.
Return to Headlines
INDUSTRY NEWS
"Insurance Industry on Solid Financial
Footing, But Overall Results Mask Problems in Certain Lines,
Locations"
Insurance Journal (04/10/06)
The Insurance Services Office (ISO) and the Property Casualty
Insurers Association of America (PCI) reported that the property-casualty
industry has seen increases in its capital base and its profits for 2005,
and is expected to meet the needs of the growing U.S. economy. However, the
groups also cautioned that the banner profits in spite of the catastrophic
losses totaling over $57 billion before reinsurance recoveries were also
hiding problems within certain insurance lines, including property
reinsurance and catastrophe insurance. Some critics have urged Congress to
examine natural disaster and catastrophe risks in terms of market
sustainability and work accordingly to find a solution to potential, future
market instability among property-casualty insurers. Losses from natural
disasters are likely to double every decade due to hikes in construction
costs and insurers' exposure growth.
(Web Link)
Return to
Headlines
"Mold Invades Circuit Court"
Hattiesburg American (Miss.) (04/02/06) Leifer, Rachel
Supervisors in Forrest County, Miss., met last week to discuss the
severe mold infestation in the 100-year-old circuit courthouse. A temporary
relocation of 50 employees and court proceedings is likely, though possible
locations have not been announced. Bonner Analytical Testing discovered 12
types of bacteria, fungus, and yeast in the building's heating and cooling
system and behind its vinyl wall coverings, attributable to water getting
through the porous brick and the humid days following Hurricane Katrina.
Though it remains uncertain how much it will cost to remove the mold, Bonner
Analytical Testing CEO Michael Bonner says the clean up of a vacant
30,000-square-foot building can cost as much as $300,000. The price tag
could be higher for the circuit courthouse, considering that furniture and
one-of-a-kind legal documents must also be cleaned. Given that the
courthouse is listed in the National Register of Historic Places, it could
receive a grant of as much as $500,000 from the Mississippi Department of
Archives and History. Funding may also be available from the Federal
Emergency Management Agency, as Hurricane Katrina worsened existing mold
problems.
(Web Link)
Return to Headlines
"Machines Offer Breath of
Fresh Air"
Miami Herald (03/28/06) Koenig, David
Whole-house cleaning systems are being snapped up by
consumers looking to eliminate dust, mold spores, and other indoor
pollutants that cause asthma, allergies, and other health problems.
Portable air cleaners are seen as a way to boost profits for the air
conditioning industry, though some experts insist that they will not
capture all airborne particles. American Lung Association national policy
director Janice Nolan notes that dust mites do not stay suspended in the
air very long, adding that cleaners are also not effective at trapping
cigarette smoke. However, manufacturers are not stating that their
products provide health benefits, as such claims would attract the
attention of government regulators. According to Nolan, consumers would
reap more benefits from not smoking, guarding against water leaks, and
frequently laundering bed linens to eliminate dust mites. Consumers will
spend anywhere from $600 to $1,400 for the air cleaners presently on the
market, with replacement filters priced as high as $150.
(Web Link)
Return to
Headlines
"The Big Squeeze"
Risk & Insurance (04/06) Vol. 17, No. 4, P. 33; Tuohy, Cyril
The 2006 insurance market is likely to be a rough one, as
reinsurers limit their exposures, forcing primary carriers to do the same,
all while brokers are seeking greater coverage for their clients. Experts
caution that capacity reductions for commercial property coverage in
disaster-prone regions could be as high as 25 percent, and the sector
taking the largest hit in capacity is the energy sector. Some buyers have
even reported capacity shortages up to 50 percent in some areas, including
Florida and the Gulf Coast. Brokers in the energy sector are having a
difficult time finding insurance coverage, and when they do find coverage,
their clients may be unable to afford the premiums. Primary carriers are
less likely to cut brokers' clients any slack on rates given that these
carriers are facing rate hikes of their own from reinsurance firms that
have experienced one of their highest catastrophe loss years. Reinsurance
premium hikes are expected to fall between 10 and 40 percent, which are
likely to be passed onto policyholders through their primary carriers.
These hikes are due not only to catastrophe losses, but also to
reassessments of risk appetites on the part of insurers and reinsurers that
are examining their management strategies and aggregate risk exposures.
(Web Link)
Return to
Headlines
"Toxic Dust Cleaned From Cass Lake
Homes"
Minnesota Public Radio (04/03/06) Robertson,
Tom
International Paper is required to conduct thorough
cleanings of about 30 homes in Cass Lake, Minn., that were exposed to
dangerous chemicals from the now-shuttered wood treatment plant it
purchased from the St. Regis Paper Co. The plant used such chemicals as
dioxide and pentachlorophenol to manufacture railroad ties and telephone
poles, which were not considered harmful until years after the plant
opened. The facility was closed in 1985, but tests of nearby homes last
summer still showed high levels of contamination. Local residents were
required to stay elsewhere while International Paper conducted its cleanup,
which involved replacing carpets, vacuuming ducts, and steam-cleaning
furniture. The Environmental Protection Agency (EPA) has requested that
children refrain from playing in dirt near their homes, but local residents
say it is difficult to keep children from playing outside and are concerned
that the dust will once again make its way indoors. The Minnesota
Department of Health issued a report in 2005 that focuses on health
concerns in the area, but elevated cancer levels in Cass Lake cannot be
linked to the wood treatment plant because the state does not track most
illnesses. Nevertheless, local residents are sure that the chemicals have
caused cancer, rare blood disorders, and other diseases. Though the
relocation of Cass Lake residents is viewed as a last resort, the city
might purchase a 37-acre site owned by the U.S. Forest Service to provide a
place for residents to live if the EPA is forced to buy them out.
(Web Link)
Return to
Headlines
"How to Market Your Business
Online"
Floor Covering News (03/27/06) Vol. 21, No.
1, P. 12; Hudson, Adams
Professionals in the flooring
industry must make use of the Internet as a marketing tool if they hope to
be competitive. Like off-line marketing initiatives, the goal of online
marketing is to produce leads that provide a favorable return on
investment. Companies need to do more than simply launch a Web site, as
they must ensure optimal search-engine results so that they are found by
prospective customers. Given that customers tend to look no farther than
the first page of results, businesses should ensure that they come in
toward the top of the list. Search engine optimization (SEO), which uses
word combinations to determine which Web sites are displayed, can achieve
this. However, this approach is only cost-effective if increased site
traffic translates into actual leads. Companies also should consider
pay-per-click (PPC) advertising, in which their paid advertisement appears
at the top or to the side of the search results when a certain combination
of keywords is entered. Online lead generation services, meanwhile, are
less risky, more cost-effective alternatives to SEO and PPC because they
guarantee leads that match the company's type of work and geographic
preference.
(Web Link)
Return to
Headlines
"Asthma Safe Havens"
Bergen Record (NJ) (03/28/06) P. L1; Dawkins, Walter
Schools across New Jersey recently received awards for completing the
American Lung Association and Pediatric/Adult Asthma Coalition of New
Jersey's "Six Steps for Success" program, which addresses the increase in
cases of asthma among children. Participating schools must implement
asthma prevention training for teachers, nurses, and parents; provide tips
on recognizing mold, dust, and other irritants that trigger asthma; and set
a three-minute idling limit for buses to minimize exhaust. In addition,
teachers and other school personnel get a checklist for examining ceiling
tiles, clutter, garbage, and other potential triggers. "Asthma is the
leading chronic illness in children all over the country," said PACNJ
Co-Chairman Dr. Arthur Torre, who adds that asthma can scar lungs and cause
other damage if left untreated. Larainne Koehler of the Environmental
Protection Agency's New York-area office notes that it is ineffective to
only treat the home, considering that children spend most of their day at
school. Koehler adds that the program makes it known that everyone--not
just maintenance or facility workers--has a responsibility when it comes to
indoor air quality. The elimination of blackboards, the installation of
air conditioners in the classroom, and the use of allergy-free cleaning
products have achieved results. Schools in New Milford, Northvale,
Oradell, Old Tappan, Saddle Brook, Little Falls, and Morris Hills were
among the recipients of the Asthma Friendly School Awards.
(Web Link)
Return to Headlines
"Homeowners Face Rising Insurance Rates"
Wall Street Journal (03/23/06) P. D1; McQueen, M.P.
A
growing number of insurers are canceling homeowner policies or refusing to
take on new business in the Gulf Coast region and along the Eastern
Seaboard, as the industry faces hurricane-related losses of roughly $56
billion. Others are hiking the premiums paid by homeowners in areas hit
hard by last year's storms. However, homeowners residing in areas that
have not seen a devastating hurricane in decades also will see their rates
jump, as insurers pass on higher reinsurance costs to consumers.
Reinsurers do not need approval from regulators to increase rates, and
concerns about future storm losses have prompted them to charge primary
insurers anywhere from 30 percent to 125 percent more, according to
research by Guy Carpenter & Co.
(Web Link)
Return to
Headlines
"Modern HVAC System Improves Air
Quality"
Dayton Business Journal (03/27/06) Beyer,
Pat
Pat Beyer, vice president of the San Antonio-based
HVAC and plumbing firm Beyer Mechanical, notes that all homes and offices
are polluted by mold, dust, fungus, and chemicals. Beyer cites research
from the Environmental Protection Agency, the Mayo Clinic, and the American
Academy of Allergy, Asthma and Immunology that shows that indoor air can be
upwards of 100 times more polluted than outdoor air. Indoor air pollution
can cause chronic sinus problems, allergies, and asthma, but the need for
remediation is based on air samples and whether or not the occupants are
allergic to the pollutants present. Remediation often involves a thorough
cleaning of the home and office, the replacement of air conditioning
filters, and regular maintenance of the HVAC system's ducts and seals. The
latest HVAC equipment is able to create the appropriate balance of indoor
moisture. These systems might include High-Efficiency Particulate Air
(HEPA) filters to catch particulate matter, ionizers to neutralize harmful
chemical vapors, and the use of ultraviolet light in the ducts to kill
bacteria and fungus.
(Web Link)
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Headlines
"Ultrasonics: Restoration's Solid
Idea"
Clean Fax (03/01/2006) Mazur, David W.
Ultrasonic cleaners have evolved since they were first used by
contents restorers in 1990, allowing for a faster, more consistent
processing of content items via assembly-line techniques. Ultrasonics
International Corp. CEO David Mazur says effective restoration depends on
an understanding of the ultrasonic cleaning process, paying close attention
to the ways in which cleaning agents are applied and the temperature of the
solution. Contents need to be appropriately categorized by material, level
of contamination, and residue type to boost efficiency. Contents restorers
can easily determine how to handle and clean the items once this
information is collected. With restoration favored over replacement,
ultrasonic cleaning equipment is used by 35 percent of contents restorers.
(Web Link)
Return to Headlines
"Touching No-Touch Cleaning Equipment"
Cleaning & Maintenance Management Online (03/20/2006) Tracy, Mike
A growing number of cleaning companies are using no-touch and
spray-and-blow-dry cleaning systems. These systems must be properly
maintained to keep them operational. Users need to vacuum up water left in
the fresh-water tank to get rid of debris and germs, as well as empty and
rinse the retrieval tank to avoid odors. The use of cold water will
increase the machine's efficiency and eliminate steam that can create an
uncomfortable environment for the user. Users also need to check the
filter after every use, scrubbing it with a soft brush to remove hard-water
deposits, dirt, and other soils that can hinder performance. To clean
spray guns, users need to disassemble them and rinse away water deposits
and debris. They would also be wise to lubricate the gun to avoid any
sticking that occurs when adjusting the pressure. Meanwhile, those who use
squeegees need to ensure that the blades are in good condition, replacing
them when nicks or cuts appear or every time they finish a case of cleaning
chemicals.
(Web
Link)
Return to Headlines
"Five-Year Cleaning Cycle Proposed for Town Schools"
Barnstable Patriot (MA) (03/23/06) Still II, David
All public school buildings in Barnstable, Mass., will receive a
thorough cleaning every five years in order to reduce health problems among
students and staff due to poor air quality. Heating and ventilation units,
duct work, and carpets are slated for a complete scrubbing to eliminate
mold and other allergens. Money to perform full-scale cleanings of two or
three schools each year will be earmarked beginning next year. The
decision was made in response to bad indoor air quality at Hyannis East
Elementary School, which was determined by a doctor to be the cause of
principal Karen Stonely's case of laryngitis. The school committee
requested air-quality surveys after Stonely was forced to relocate to the
school administration building. The first schools to be cleaned starting
this summer will be Hyannis West, Centerville, and Barnstable-West
Barnstable.
(Web Link)
Return to Headlines
"Solving the Mold Challenge Before It Grows"
Claims
(03/06) Vol. 54, No. 3, P. 34; Wudya, Wayne M.
Hurricane Katrina continues to teach valuable lessons to the insurance
industry about how the industry should handle mold exposures for future
catastrophes. Weather conditions in the Gulf Coast are typically humid and
sultry in late summer because of the geographical climate, but mold
conditions were particularly ripe following Hurricane Katrina. Massive
flooding pushed mold spore contamination to new heights and generated
claims for property not directly affected by floodwaters. While the
insurance industry is no stranger to mold claims, research has proven that
not all items exposed to mold contamination must be replaced. In fact,
studies by the Certified Restoration Drycleaning Network (CRDN) have shown
that mold spore contamination can be reduced to lower than naturally
occurring levels and the pieces affected by mold can be restored with the
proper cleaning techniques and application of a systemized approach to
response and handling. Another study by the FabriCare Foundation
corroborated a 2002 CRDN study that found that after proper cleaning,
nearly 100 percent of mold spore contamination was eliminated and mold
growth contamination was lowered by almost 90 percent. Curiously, such
techniques have not been employed in New Orleans since Katrina. Experts
say insurers must familiarize themselves with textile restoration if they
wish to benefit from the significant cost savings the technique affords in
time for the next hurricane season.
(Web Link)
Return to Headlines
"The Bugs in the
Carpet are RFID"
PC Advisor (03/17/06) Blau, John
Vorwerk of Germany has teamed up with robot manufacturer
InMach Intelligente Maschinen to roll out a smart floor package that
consists of an RFID-enabled flooring underlay, robots, and software. The
so-called "thinking carpet" was created as part of a partnership between
Vorwerk and chip maker Infineon. The information stored in the RFID (radio
frequency identification) tags directs robots to particular places on the
floor, such as areas that need cleaning. The smart floor technology could
be used by industrial floor cleaners and will be marketed to building
managers, hospitals, and nursing homes.
(Web Link)
Return to
Headlines
"Dye Systems and Cleaning
Results"
Clean Fax (03/01/2006) Warrington, Scott
Carpet and furniture cleaners would be wise to gain
knowledge about different fabric dyes and dye systems, as the method of
applying color to fibers determines the best way to remove stains.
Manufacturers can choose from an array of dye methods, either applying
color before or after the yarn is tufted. Pre-dyeing occurs before the
yarn is tufted via solution dyeing, stock dyeing, yarn dyeing, skein
dyeing, or space dyeing, while post-dyeing occurs after tufting via piece
dyeing, beck dyeing, print dyeing, or a continuous dye range. Colors are
more stable when applied early in the manufacturing process, meaning that
they are more resistant to cleaning chemicals, sun fading, and traffic.
Though some residential carpets use both methods, most are post-dyed.
Commercial carpet, however, is typically pre-dyed to withstand heavy use.
Cleaners should also have a working knowledge of pigments, basic dyes,
vegetable dyes, and metallic dyes, among others.
(Web Link)
Return to Headlines
"Keep It Clean--All the Time"
Cleaning
& Maintenance Management Online (03/01/2006) Cross, Jeff
Commercial carpeting should be cleaned before it actually starts to look
dirty, though such a practice is not the norm. In many instances,
high-powered carpet cleaning systems must be brought in to restore soiled
carpet, requiring the application of strong chemicals at high temperatures.
However, interim encapsulation cleaning is gaining popularity as a means
of keeping up the carpet's appearance and minimizing the need for
aggressive restorative cleanings. Unlike more mainstream cleaning methods,
encapsulation uses low-agitation detergents with crystal polymers that
suspend soils so they can be dry vacuumed. Water is more quickly
evaporated, reducing the drying time. However, encapsulation will not work
on carpets that have not been cleaned in a long time, as it is intended as
an interim maintenance system. Cleaning companies benefit from lower labor
costs, with about 2,500 square feet of carpet cleaned in an hour.
(Web Link)
Return to
Headlines
"Separating Mold From Myth"
Claims (03/06) Vol. 54, No. 3, P. 28; Miller, Dale
Contracts to remedy and mitigate mold damage often end up
overcharging the business in question by as much as 25 percent, generally
through the use of unnecessary and ineffective--but expensive--procedures
in attempting to kill or remove mold. Antimicrobial and biocidal agents
are often used in mold remediation, but they are expensive and generally
not helpful because industry standards require mold to be removed and not
merely killed to remedy damage; dead mold is often no less harmful than
living specimens. In addition, many of the antimicrobial agents are
water-based, which allows the mold to spread before it is killed and thus
requires more work for the ultimate removal of the mold. In addition, some
contractors may use ozone to treat the infestation, which is generally used
at levels considered unsafe for building occupants and further drives up
the cost of treatment. Dehumidification treatments often account for a
high percentage of mold-remediation costs, but such treatments are
generally not useful unless combined with air movement; ensuring that air
movement is used with dehumidification will maximize the cost-effectiveness
of the treatment.
(Web Link)
Return to
Headlines
"Insurers Brace for Tornado
Claims"
Business Insurance (03/20/06) Parekh, Rupal
Insurers with coverage in the Midwest are processing
thousands of claims related to a recent rash of tornadoes in the area. The
National Weather Service has not confirmed the number of storms that hit
Illinois, Arkansas, Missouri, Kansas, and Oklahoma, but some estimate that
more than 100 twisters affected the region. The Insurance Services Offices
Inc. reports that insured losses could reach $25 million, and the Arkansas
Insurance Department estimated insured damages statewide at $25.5 million.
Other state insurance departments had not released estimates as of March
20. Experts, calling it an early start to tornado season, note that the
strongest tornado was categorized as an F3 with winds between 160 mph and
200 mph. The brunt of the claims will be borne by personal lines insurers,
with a few larger claims aimed at commercial insurers.
(Web Link)
Return to
Headlines
© Copyright
2006 INFORMATION,
INC.
Masthead photos courtesy of VanDam &
Krusinga and Insurance Restoration Services.
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